A social welfare provision refers to any program which seeks to provie a minimum level of income, service or other support for unproductive peoples such as the poor, elderly, disabled, students, unpaid workers such as mothers and other caregivers. Social welfare programs are undertaken by governments as well as non-governmental organizations (NGO's). Social welfare payments and services are typically provided at the expense of taxpayers generally, funded by benefactors, or by compulsory enrollment of the poor themselves. Welfare payments can take the form of in-kind transfers (e.g., health care services) or cash (e.g., earned income tax credit). Examples of social welfare services include the following: