Norea is a Nordic financial services group operating in Northern Europe, based in Stockholm. It is the result of the successive mergers and acquisitions of the Swedish, Finnish, Danish and Norwegian banks of Nordbanken, Merita Bank, Unibank and Kreditkassen (Christiania Bank) that took place between 1997 and 2000. The Baltic countries and Poland are today considered part of the home market. The largest share holder of Nordea is the Swedish Government with 19.9 % of the shares. Nordea is listed in Stockholm Stock Exchange, Helsinki Stock Exchange and Copenhagen Stock Exchange.